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How to pick your first homeowners insurance policy Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person’s property or if a visitor is injured […]

4 Ways Your Home Insurance Should Be Ready For Halloween   Halloween, which dates back to Celtic rituals thousands of years ago, has long been associated with images of witches, ghosts and vampires. Today, Halloween has evolved into a celebration characterized by child-friendly activities, such as costumes, trick-or-treating and carving pumpkins into jack-o’-lanterns.   This […]

Well to put it bluntly- yes. Yes, your car insurance rates are probably going up after a car accident. I know you do not want to hear that but it is true. Anyone who tells your differently is either afraid to tell you the truth or does not know what they are talking about! In […]

[Spoiler Alert]: Here Are The REAL Reasons You Should Bundle Your Home and Auto Insurance I think by now if you have paid attention to any insurance marketing you probably have heard the term “bundling” more often then you would like to hear the term. Between Flo’s bundle price gun and other large name insurance […]

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

I was recently asked this question by one of our Dick Watts Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]

Why do my auto insurance rates keep going up even though my car is getting older?  At Dick Watts Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]