Our Blog Posts

What Insurance Does a restaurant need? Restaurant owners should consider business property insurance which can cover the physical building or structure and business personal property inside the building. Liability Insurance provides coverage if your business is at fault for injuries of others and their property. Workers’ Compensation is needed to cover restaurant employees who are […]

How do you insure a new business? Whether your grand opening is this weekend or you are a brand new business, it is important that you have business insurance. Are you thinking, “Is Business Insurance super expensive?”. Our answer business insurance does not have to be expensive. We are an independent insurance agent and we […]

Insuring a Vacation home Vacation homes present special risks, so consider premium costs before you buy. Key Factors that impact vacation home costs Ways to save on second home insurance costs If you plan to rent out your property. Like any residence, your vacation home needs to be insured- but because the risks are different, […]

Which home insurance company is the best? Is all Louisville Home Insurance the Same? When Louisville homeowners reach out to Dick Watts Insurance for a homeowners insurance quote, one idea that is constantly implied or said is that they need a cheap policy because all homeowners insurance policies are the same. While there are certainly […]

Best Middletown Home Insurance Best Middletown Home Insurance Is Middletown KY A good place to live? Middletown is in Jefferson County and is one of the best places to live in Louisville  Kentucky. Living in Middletown offers residents a dense suburban feel and most residents own their homes. In Middletown there are a lot of […]

Best Louisville KY Home Insurance Kentucky is a Great place to live, especially in Louisville KY a growing metropolitan area.  The median home price in Louisville KY is close to $225,000 per home and home values have increased  by 11.9% during the last year.  It is the low cost of living in what many consider […]

Best Louisville Home Insurance The news headlines about the increase in building costs have been plentiful over the last few weeks. This time last year building a deck on the back of a home was about two thirds less expensive than what it is today. As a result there have been phone calls into our […]

    CHEAP INSURANCE NEAR ME Compare Auto Insurance Coverage Options to Find a Plan That Fits Your Needs and Budget. Easy Application Process Helps Save You Time & Money. Get Coverage in Middletown, KY. Reliable Comparisons. See Monthly Average Rates. Insurance that can save you money!  Cheapest Car Insurance Louisville KY Get Great Insurance and a Great Value  […]

Why Do I Need Insurance for Handyman? Liability insurance for a handyman protects your business against some of the most common types of claims which can result in expensive legal or medical bills such as property damage, injury to third parties, and more. By buying a handyman business insurance policy from Dick Watts Insurance Inc, […]

How can life insurance help protect my family? Life insurance can help protect your family members when they suffer the loss of a breadwinner or stay-at-home parent. Life insurance allows a family to help maintain its standard of living by providing income-tax-free money to help pay for funeral expenses, pay off the mortgage, set aside […]