Our Blog Posts

IRMAA, or Income-Related Monthly Adjustment Amount, affects the Medicare Part B premium by increasing the amount higher-income beneficiaries must pay. Here’s how it works: Understanding how IRMAA impacts your Medicare Part B premium can help you better plan for healthcare costs in retirement, particularly if your income varies significantly year-to-year. We are licensed insurance agents.We […]

Life Insurance the perfect graduation gift The Perfect Graduation Gift: A Life Insurance Policy Graduation is a significant milestone, symbolizing the transition from academia to the real world. As parents and grandparents, we often ponder on the best way to celebrate this achievement and set our graduates up for future success. While traditional gifts like […]

There is a lot to know about Medicare. Even the basics can seem a little overwhelming, especially when you’re first enrolling into Medicare or a Medicare plan. Whether you’re signing up at age 65 or switching plans during an enrollment period, here are six important things to know about enrolling into Medicare.1: Medicare isn’t just […]

Non-Emergency Medical Transportation Insurance Non-emergency medical transportation (NEMT) insurance is a type of for-hire livery coverage designed to protect business vehicles used to transport patients to medical appointments on a pre-arranged basis. NEMT livery differs from other forms of livery in a few important ways. Unlike taxi services, NEMT businesses are typically compensated by Medicaid […]

Securing Construction Projects: The Importance of Builder’s Risk Insurance As construction projects evolve from blueprints to towering structures, the risks involved grow exponentially. Builders, contractors, and property owners are familiar with the complexities and uncertainties that accompany every phase of construction. From groundbreaking to the final touches, unforeseen events can disrupt timelines, inflate costs, and […]

Amazon Relay Insurance requirements for Owner and Operators and Truckers Amazon Relay makes it easy for trucking companies and owner operators to find, book and transport loads for Amazon. The suite of tools allows you to access the Relay Load Board, accept loads, assign drivers to loads, track your performance and view payment information. The […]

Protect Your Construction Project with Builders Risk Insurance Are you embarking on a construction project? Whether you’re building a new home, renovating a commercial property, or constructing a skyscraper, one thing is for certain: there are risks involved. From natural disasters to theft and vandalism, unforeseen events can derail your project and lead to significant […]

Safeguarding Success: A Comprehensive Guide to Essential Small Business Insurance In the dynamic landscape of entrepreneurship, safeguarding your small business from unforeseen risks is not just a good idea – it’s crucial for long-term success. If you find yourself pondering, “Do I need insurance for my small business?” the unequivocal answer is yes. To guide […]

Cruising Through Classic Car Insurance: A Comprehensive Guide to Protecting Your Timeless Ride” Embarking on the journey of owning a classic car is an unparalleled experience that blends nostalgia, elegance, and a touch of automotive history. Preserving and protecting these vintage treasures requires more than just conventional auto insurance. In this comprehensive guide, we will […]

Safeguarding Your Green Assets: Why Tree Trimming Insurance in Louisville, KY, is a Must-Have Louisville, Kentucky, is known for its lush greenery and beautiful landscapes. If you’re a proud homeowner, business owner, or property manager, you understand the importance of maintaining your trees for both aesthetic and safety reasons. However, tree trimming comes with its […]