Our Blog Posts

BUILDERS RISK INSURANCE

BUILDERS RISK INSURANCE

By Mike Watts / April 16, 2024 / Comments Off on BUILDERS RISK INSURANCE

Securing Construction Projects: The Importance of Builder’s Risk Insurance As construction projects evolve from blueprints to towering structures, the risks involved grow exponentially. Builders, contractors, and property owners are familiar with the complexities and uncertainties that accompany every phase of construction. From groundbreaking to the final touches, unforeseen events can disrupt timelines, inflate costs, and […]

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collector car insurance Louisville KY

Collector Car Insurance in Louisville KY Protect Your Classic Ride with an Independent Insurance Agent

By Mike Watts / August 6, 2025 / Comments Off on Collector Car Insurance in Louisville KY Protect Your Classic Ride with an Independent Insurance Agent

Collector Car Insurance in Louisville, KY: Protect Your Classic Ride with an Independent Insurance Agent Meta Description:Looking for classic or collector car insurance in Louisville, KY? Work with a trusted independent insurance agent to protect your investment with agreed value coverage and competitive rates. Why Choose Hagerty Classic Car Insurance in Louisville, KY?If you own […]

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tow truck insurance

TOW TRUCK INSURANCE WHAT EVERY TOWING BUSINESS NEEDS TO KNOW

By Mike Watts / July 28, 2025 / Comments Off on TOW TRUCK INSURANCE WHAT EVERY TOWING BUSINESS NEEDS TO KNOW

Tow Truck Insurance: What Every Towing Business Needs to Know If you operate a towing business—whether you’re running a single rollback or managing a fleet of wreckers—having the right tow truck insurance is essential for protecting your drivers, your vehicles, and your customers’ property. As an independent insurance agent, I help tow truck operators find […]

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COLLECTOR CAR INSURANCE

COLLECTOR CAR INSURANCE

By Mike Watts / July 18, 2025 / Comments Off on COLLECTOR CAR INSURANCE

What Is Classic Car Insurance? Classic car insurance is a specialized policy designed to protect collectible or antique vehicles—usually at least 10 years old—with coverage based on an agreed value rather than depreciated cash value. This includes liability, collision, and comprehensive coverage, often with options for deductible-free repairs (. How It Works Policy Requirements & […]

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Personal Umbrella Insurance

Why you need Personal Umbrella Insurance

By Mike Watts / June 10, 2025 / Comments Off on Why you need Personal Umbrella Insurance

Why You Need Personal Umbrella Insurance Protecting Your Future Beyond Standard Coverage Extra Liability Coverage Beyond Standard Limits Standard policies (auto, homeowners, renters) provide basic liability protection. However, in serious accidents or lawsuits, these limits can be exceeded—leaving your assets vulnerable. A personal umbrella policy provides additional coverage, often starting at $1 million, that kicks […]

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TESLA OWNERS IN KENTUCKY HOW TO SAVE ON CAR INSURANCE

By Mike Watts / May 16, 2025 / Comments Off on TESLA OWNERS IN KENTUCKY HOW TO SAVE ON CAR INSURANCE

Tesla Owners in Kentucky – How to Save on Auto Insurance If you recently bought a Tesla—congratulations! Whether it’s the Model 3, Model Y, Model S, or Model X, you’re driving one of the safest, most advanced vehicles on the road. But here’s what many new Tesla owners in Kentucky quickly realize: auto insurance can […]

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TESLA AUTO INSURANCE

Best Auto Insurance for Tesla Owners in Kentucky – Save Money Without Sacrificing Coverage

By Mike Watts / May 16, 2025 / Comments Off on Best Auto Insurance for Tesla Owners in Kentucky – Save Money Without Sacrificing Coverage

Tesla Owners in Kentucky – How to Save on Auto Insurance If you recently bought a Tesla—congratulations! Whether it’s the Model 3, Model Y, Model S, or Model X, you’re driving one of the safest, most advanced vehicles on the road. But here’s what many new Tesla owners in Kentucky quickly realize: auto insurance can […]

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Long Haul Trucking

Top 5 Costly Mistakes that driver up Long-Haul Trucking Insurance – and how to avoid them

By Mike Watts / May 15, 2025 / Comments Off on Top 5 Costly Mistakes that driver up Long-Haul Trucking Insurance – and how to avoid them

Top 5 Costly Mistakes That Drive Up Long-Haul Trucking Insurance—and How to Avoid Them Running a successful long-haul trucking business isn’t just about delivering freight—it’s about managing risk and keeping insurance costs in check. Many owner-operators and fleet managers unknowingly make decisions that inflate their premiums. The good news? These mistakes are preventable. Here are […]

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truck insurance

The ultimate Guide to Over-the-Road Truck Insurance

By Mike Watts / February 7, 2025 / Comments Off on The ultimate Guide to Over-the-Road Truck Insurance

The Ultimate Guide to Over-the-Road (OTR) Truck Insurance: Everything You Need to Know Introduction :  If you’re an over-the-road (OTR) trucker, finding the right insurance coverage is crucial. Whether you’re an owner-operator, lease operator, or manage a fleet, OTR truck insurance protects your business from liability, accidents, and cargo damage. In this guide, we’ll cover […]

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Business Insurance

Protect Your Business: Why Contractors and Handymen Need General Liability Insurance Now More Than Ever

By Mike Watts / December 1, 2024 / Comments Off on Protect Your Business: Why Contractors and Handymen Need General Liability Insurance Now More Than Ever

    Protect Your Business: Why Contractors and Handymen Need General Liability Insurance Now More Than Ever As a contractor or handyman, you are the backbone of the construction and home improvement industry. Your skills transform spaces and bring clients’ visions to life. However, with great craftsmanship comes great responsibility—and risk. In today’s rapidly evolving […]

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TRUCK INSURANCE

4 Fees You Can Eliminate by Getting Freight Loads Directly from Shippers

By Mike Watts / September 27, 2024 / Comments Off on 4 Fees You Can Eliminate by Getting Freight Loads Directly from Shippers

Discover practical tips to save on over-the-road truck insurance. Learn how to lower premiums, reduce risks, and maximize coverage for long-haul trucking businesses.

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