Our Blog Posts

Why You Need Personal Umbrella Insurance Protecting Your Future Beyond Standard Coverage Extra Liability Coverage Beyond Standard Limits Standard policies (auto, homeowners, renters) provide basic liability protection. However, in serious accidents or lawsuits, these limits can be exceeded—leaving your assets vulnerable. A personal umbrella policy provides additional coverage, often starting at $1 million, that kicks […]

Tesla Owners in Kentucky – How to Save on Auto Insurance If you recently bought a Tesla—congratulations! Whether it’s the Model 3, Model Y, Model S, or Model X, you’re driving one of the safest, most advanced vehicles on the road. But here’s what many new Tesla owners in Kentucky quickly realize: auto insurance can […]

Top 5 Costly Mistakes That Drive Up Long-Haul Trucking Insurance—and How to Avoid Them Running a successful long-haul trucking business isn’t just about delivering freight—it’s about managing risk and keeping insurance costs in check. Many owner-operators and fleet managers unknowingly make decisions that inflate their premiums. The good news? These mistakes are preventable. Here are […]

The Ultimate Guide to Over-the-Road (OTR) Truck Insurance: Everything You Need to Know Introduction :  If you’re an over-the-road (OTR) trucker, finding the right insurance coverage is crucial. Whether you’re an owner-operator, lease operator, or manage a fleet, OTR truck insurance protects your business from liability, accidents, and cargo damage. In this guide, we’ll cover […]

    Protect Your Business: Why Contractors and Handymen Need General Liability Insurance Now More Than Ever As a contractor or handyman, you are the backbone of the construction and home improvement industry. Your skills transform spaces and bring clients’ visions to life. However, with great craftsmanship comes great responsibility—and risk. In today’s rapidly evolving […]

Discover practical tips to save on over-the-road truck insurance. Learn how to lower premiums, reduce risks, and maximize coverage for long-haul trucking businesses.

Why Bundling Home and Auto Insurance is the Best Choice When Rates Increase As an independent insurance agent, I understand how frustrating it can be to see your home and auto insurance rates increase year after year. If you’re like many homeowners and drivers, you’re likely searching for ways to reduce your monthly expenses while […]

Do I Need to Sign Up for Medicare Part B if I Am Working and Have Health Insurance Through an Employer?  Do I Need to Sign Up for Medicare Part B if I Am Working and Have Health Insurance Through an Employer? Navigating the intricacies of Medicare can be challenging, especially if you’re still employed […]