Vacant Home Insurance

Posted by on January 8, 2016 in Feature Stories, Insurance, Insurance News, Updates | Comments Off on Vacant Home Insurance

Vacant Home Insurance

Vacant Home Insurance

The insurance requirements for a vacant home are different then an occupied home.  At some point, you may own a Vacant Home and need vacant home insurance. There are many possible reasons for a vacant home:

  • You own a rental property and are between tenants. And you may need vacant home insurance.
  • You have moved for a new job, your house is up for sale but you cannot sell the vacant home.  Then you may need vacant home insurance (sometimes called a Fire Dwelling Insurance policy)
  • Property is vacant while the home undergoes renovations or repairs.
  • As executor you are selling a house to close an estate. Vacant home insurance may be required.

Vacant Home Insurance

What most of us do not understand is that the insurance requirements for a vacant home are different then an occupied home.  What you need is a Fire Dwelling policy that is specifically designed for a vacant home.  A Fire Dwelling Insurance policy is a Named Peril Policy with an actual cash value settlement.  Dick Watts Insurance 12200 Shelbyville Rd 112 Louisville KY 40243 502-245-3625

 

Vacant Home Insurance

Call us today! at 502-245-3625 for a Louisville Vacant Home Insurance quote  Dick Watts Insurance 12200 Shelbyville Rd Suite 112 Louisville KY 40243