Home, Auto, Boat, Motorcycle Insurance 502-245-3625

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Online Auto Insurance Quote! Car Insurance Louisville KY

Our agency was established with 2 goals in mind. We wanted to provide our customers with low rates while at the same time providing small town service. We feel we deliver on this promise to our customers. We are family owned and operated since the beginning in 2000. We have more then 25 years of Insurance experience and our insurance companies are some of the most respected in the insurance industry. By negotiating with multiple insurance providers, we are able to secure a very competitive rate for our customers. Call us Toll Free 1-800-965-9391

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Recent Blog Posts

April 29, 2016 |

Contractors General Liability Insurance

Contractors General Liability Insurance General Liability Insurance General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage through the Commercial General Liability Coverage  Insurance. Contractors General Liability Insurance Who Needs General Liability Insurance? As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood. A single accident could result in a lawsuit that you might not be...

April 26, 2016 |

Builders Risk Insurance

Builders Risk Insurance Business Insurance Builders Risk Insurance Developers, Builders, Contractors take on big risks every day.  Necessary risks come with the territory when you are creating real structures from ideas and plans. But why take on unnecessary risk? Smart Builders and contractors insure their buildings under construction with appropriate builders risk insurance. Builders Risk Insurance Builders Losses can add up quickly. Billions of dollars in losses Commercial property losses caused by wind and thunderstorms $30 billion 2011 Property Damage caused by Fires $14.8 billion Estimated insured property losses caused by US Catastrophes 2012 $35 billion   Builders Risk Insurance What is builders Risk Insurance Builders risk insurance also called course of construction insurance...

April 26, 2016 |

Vacant Renovation Vacant Leased Space in Louisville KY

Vacant Renovation Vacant Leased Space in Louisville KY Limited markets  exist for insuring vacant  buildings but did you know that we can also provide a solution  for your vacant leased space buildings which may have limited insurance coverage options? WHEN IT COMES TO ANY TYPE OF VACANT BUILDING OR VACANT HOME DICK WATTS INSURANCE IS YOUR SOLUTION 502-245-3625 Building owners  are requiring evidence  of insurance from tenants and additional insureds status.  Last year  vacant leased space in the area grew by 25% from the previous year. Examples of Vacant Leased Space exposures include Leasing space to build out a bar or restaurant Renovating a leased space  for a mercantile exposures (such as a clothing...

January 8, 2016 |

Vacant Home Insurance

Vacant Home Insurance The insurance requirements for a vacant home are different then an occupied home.  At some point, you may own a Vacant Home and need vacant home insurance. There are many possible reasons for a vacant home: You own a rental property and are between tenants. And you may need vacant home insurance. You have moved for a new job, your house is up for sale but you cannot sell the vacant home.  Then you may need vacant home insurance (sometimes called a Fire Dwelling Insurance policy) Property is vacant while the home undergoes renovations or repairs. As executor you are selling a house to close an estate. Vacant home insurance may...

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